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    • Is it safe to use my credit card online? Yes, shopping online has become very safe. However, there are a few tips you should consider anytime you share your personal information online.
    • Make sure the Web site is secure. Secure Web sites use "Secure Sockets Layer," an encrypted protocol that protects confidential user information. You can identify an SSL-protected page in one of two ways:


      1. SSL-protected-Web pages will display a closed-lock icon on the status bar at the bottom of the browser window:


        2. Browser

        Secure Web Page
        SSL Icon

        Microsoft Internet ExplorerFigure depicting Internet Explorer Locked Icon
        Closed lock
        Netscape NavigatorFigure depicting Netscape Locked Icon
        Closed lock


      2. The URL of an SSL-protected-Web page will begin with "https" rather than "http." For example: http://www.verizon.com would be an insecure page, while https://www.verizon.com would be SSL-encrypted and could be considered safe for credit card transactions.


    • Check your credit record on a regular basis. You should request a credit report from each of the three major credit bureaus at least once each year and verify that all the information is correct.


      • The three major credit bureaus can be contacted as follows:

      EquifaxExperianTrans Union
      http://www.equifax.comhttp://www.experian.comhttp://www.transunion.com
      1-800-685-11111-888-397-37421-800-916-8800
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